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Choice One Mortgage
Facebook IconFebruary 21, 2012 at 10:54 pm

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The mortgage settlement: A borrower’s guide

www.marketwatch.com

The record $26 billion foreclosure-abuse settlement that states and the Obama administration reached last week with five big banks is supposed to help more than 1 million U.S. homeowners. Here are answers to borrower questions about eligibility and whom to contact for help.

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Choice One Mortgage
Facebook IconFebruary 21, 2012 at 10:52 pm

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Is the European crisis over or just beginning? Todd Harrison

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While global markets collectively exhaled when they heard the news of the latest Greek rescue, a looming question remains, writes Todd Harrison.

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Choice One Mortgage
Facebook IconFebruary 17, 2012 at 8:27 am

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What the foreclosure settlement means for you

money.cnn.com

The nation's largest banks have finally struck a mortgage deal with 49 states to settle charges of abusive and negligent foreclosure practices dating back to 2008.

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Choice One Mortgage
Facebook IconFebruary 17, 2012 at 8:25 am

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Mortgage deal means more foreclosures

money.cnn.com

$26 billion mortgage settlement between states, feds and major lenders should bring relief for many troubled homeowners, but end of complex negotiations will also increase foreclosures that had been stuck in limbo during talks.

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Choice One Mortgage
Facebook IconFebruary 17, 2012 at 8:21 am

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The Foreclosure Settlement: Who It Will Help and How - Kiplinger

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The $25 billion foreclosure settlement announced February 9 between the federal government, 49 state attorneys general (Oklahoma won't participate) and the five largest mortgage lenders and servicers in the U.S. will open the door to reducing the

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Choice One Mortgage
Facebook IconFebruary 16, 2012 at 10:25 am

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Borrowing from a 401(k) to Make a Down Payment - Kiplinger

www.kiplinger.com

It looks like Im going to need to take money from my retirement savings to make a down payment on a house. Which is better to tap for a down payment -- a 401(k), a Roth IRA or a traditional IRA? Can I avoid the penalties and taxes for withdraw

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Choice One Mortgage
Facebook IconFebruary 13, 2012 at 12:06 pm

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WARREN BUFFETT: The Investment You Think Is 'Safe' Is Actually The Riskiest In The World

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Hiding in cash? Be afraid.

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Choice One Mortgage
Facebook IconFebruary 1, 2012 at 1:18 pm

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A Brief History of the Housing Bubble | Choice One Mortgage

www.choice1homeloans.com

For those so inclined, this is a really good read . . . Click on the link below. A Brief History of the Housing Bubble

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 2:14 pm

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Why a Long-Term, Fixed-Rate Home Loan Makes Sense - Kiplinger

www.kiplinger.com

When it comes to home loans, we're a nation of debt-a-phobes. It's easy to understand why -- we're still digging out from a credit crisis caused by too much (or mismanaged) mortgage debt. Not surprising then that borrowers are choosing shorter-ter

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 1:25 pm

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What Happens When You Walk Away From Your Home?

finance.yahoo.com

Does it make sense to keep paying a massive mortgage, knowing that it might be decades before a home regains its prior value?

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 1:22 pm

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Housing Demand Defies Fundamentals

finance.yahoo.com

Anyone with any cash in hand should be buying a house right now. That's what any real estate agent will tell you, obviously, but that's also what many investors now believe. Unfortunately, the potential ...

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 1:01 pm

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Case-Shiller Reports Continued Erosion in Home Prices

www.mortgagenewsdaily.com

Home prices continued to fall in November according to the S&P/Case-Shiller Home Price Indices released this morning. Both the 10-City and the 20-City Indices were down 1.3 percent in November compared to the previous month and for the second month in a...

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 1:00 pm

01/31/2012 - Interest rates are at the lowest levels we have ever seen. Assuming you have the credit, income and equity to qualify, the 30 year fixed is at 3.875% with 0 points and minimal fees, 3.999% no point, no fees. Visit our website at www.choice1homeloans.com to get all of the information you need.

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Choice One Mortgage Company

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Residential Mortgage Loans

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Bill Lewis
Facebook IconJanuary 31, 2012 at 12:41 pm

It's a bit technical, but great explanation about how interest rates move.

http://www.youtube.com/watch?feature=player_embedded&v=vj8bZGkMST0

www.youtube.com

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 12:31 pm

Great insights about the housing market dilemma.

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Implications of a Principal Reduction Program

www.fixedincomecolor.com

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Choice One Mortgage
Facebook IconJanuary 31, 2012 at 12:30 pm

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Choice One Mortgage Company

www.choice1homeloans.com

Residential Mortgage Loans

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Bill Lewis
Facebook IconJanuary 31, 2012 at 12:28 pm

Great article Bill!

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Implications of a Principal Reduction Program

www.fixedincomecolor.com

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Richard Isaacs
January 20, 2012 at 10:02 am

Extremely professional, dependable and trustworthy!

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Our Rates

Conventional Loans <= $417,000
30 yr fixed 3.875%, 0 pts, 3.913% apr
15 yr fixed 3.125%, 0 pts, 3.191% apr
5/1 ARM 3.000%, 0 pts, 3.036% apr
5/1 ARM IO 3.625%, 0 pts, 3.662% apr

Conventional Loans <= $625,500 (check County limit)
30 yr fixed 4.125%, 0 pts, 4.163% apr

FHA Loans
30 yr fixed 3.500%, 1/2 pt, 3.578% apr
15 yr fixed 3.000%, 1 pt, 3.193% apr

Visit OUR RATES page for more info.

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Choice One Mortgage Company
Bill Lewis, President
Direct (800) 224-9999
blewis@choice1homeloans.com
2625 Townsgate Road #330
Westlake Village, CA 91361
A+ Rated Member of the Better Business Bureau
NMLS License #284797

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