A+ Rated by the Better Business Bureau
since 1995
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Loan Type 30 yr fixed 0 15 yr fixed 0 5 yr fixed 0 FHA30yrfixed 0 0 0 0 0 
Our Interest Rates
Recent Rate Trend - Lower
Rate
Pts
Loan Amount
<=$417,000
4.250%
3.750%
3.125%
4.250%
Loan Amount
<=$729,750
30 yr fixed
4.375%
15 yr fixed
4.125%
5 yr fixed
3.500%
FHA 30yrfixed
4.250%
Loan Amount
>$729,750
Call for rates
Rates quoted for Owner Occupied SFR.
740 Min FICO, 30 day lock.
Requires underwritten approval.
Adjustments may apply for other scenarios.
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Buying a new home?
Already found a home and need to make an offer today? Need to close quickly? Refinancing?
Want to convert to a Fixed Rate?
Wondering where to begin?
We will help you understand the home buying process and provide you with payment estimates so you can fine tune your budget.
We provide same day pre-approvals for your Realtor and will make sure your offer stands out.
We are currently closing most loans in 30 days or less. Most of the "Big" retail lending centers are taking 45 - 60 days to close their loans.
Looking for the best rate?
We have the lowest rates in the industry and every product has 0 point pricing available.
Trying to lower your rate?
Let us run numbers for you so you can see monthly payment differences and the long term effects of refinancing.
Fixed interest rates are at all-time lows so now is a great time to consider this.
Want to pay off your home quicker?
A new 15 or 20 year fixed rate loan might make a lot of sense and we will run the numbers to show you.
Top 10 Reasons to use Choice One Mortgage:
We offer 0 POINT PRICING on all loans. We work faster than the competition. We only offer safe, secure financing. In business since 1995, we are not a fly-by-night company. We offer trusted advice that will help you understand the process. We will talk you out of a loan if it does not make sense. We will look at your entire credit picture. We are industry experts and will help you protect your home.
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Member of the BBB CA Real Estate Broker
COMC Inc., Dba Choice One Mortgage Company
NMLS ID 233784
Licensed by the California Department of Real Estate #01238593
2625 Townsgate Road #330
Westlake Village, CA 91361
(805) 267-1234
Bill Lewis Direct (800) 224-9999
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